Niteon Capital is a neo bank designed for digital vendors and consumers.
We provide tailored financial services such as vendor-friendly loans, payment cards, and swift currency exchanges—all integrated into your eCommerce experience.
Our services are available to verified vendors operating on our supported eCommerce platform or app
đź’łPayment Cards
We offer virtual and physical payment cards that can be used for purchases, vendor transactions, and withdrawals—locally and internationally.
Once your account is active, simply navigate to the “Cards” section in the dashboard and follow the steps to request a card.
Card fees may apply depending on usage type (e.g., ATM withdrawal, foreign exchange). Full pricing is listed in the Terms & Fees section
đź’° Vendor Loans
We offer short-term and growth-focused loans to eligible vendors to scale inventory, improve logistics, or boost performance.
Loan eligibility is based on platform activity, sales history, and financial behavior. You’ll be notified via your dashboard if you qualify.
Repayments are automated and debited from your account based on your repayment schedule—flexible options available!
Quick Exchange
We support major currencies including USD, EUR, GBP, and NGN—optimized for business convenience.
Yes! We offer real-time rates that are competitive with market benchmarks, ensuring transparency and fairness.
Instantly. As soon as you submit a request, the exchange reflects on your account balance.
